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24 Hour ATM Access and Night Depository Safety

Panola National Bank has ATMs with 24 hour access conveniently located at each of our banking offices:                   

As with all financial transactions, please exercise discretion when using an Automatic Teller Machine or making a Night Deposit. For your own safety, be careful. The following suggestions may be helpful,

• Prepare for ATM transactions at home (for instance, by filling out a deposit slip) to minimize your time at the ATM.
• When you make an ATM transaction, be mindful of your surroundings; look out for suspicious activity near the ATM facility. At night, be sure the ATM site (including the parking area and walkways) is well lighted. It may be safer to bring someone with you when you make a transaction. If you observe any problem, go to another ATM facility.
• If you notice anything suspicious or any other problem arises after you have begun an ATM transaction, cancel the transaction, pocket your card and leave.
• Don't accept assistance from anyone you don't know when using an ATM.
• If someone approaches you and demands your money, don't resist. Try to remember everything you can about the incident and call the police immediately. Wait until you are at home or in other secure surroundings to count your money.
• At a drive‑up ATM, make sure all the car doors are locked and all of the windows are rolled up except the driver's window. Keep the engine running and remain alert to your surroundings.
• Protect the secrecy of your Personal Identification Number (PIN). Don't tell anyone you’re PIN. Don't write your PIN where it can be discovered. For example, don't keep a note of your PIN in your wallet or purse.
• Prevent others from seeing you enter your PIN by using your body to shield their view.
• Don't lend your ATM card to anyone.
• Remember; do not leave your card at the ATM.
• Mark each transaction in your account record, but not while at the ATM, Always save your receipts. Don't leave them at the ATM because they may contain important account information.
• Compare your records with account statements you receive.
• If you lose your ATM card or if it is stolen, promptly notify us. You should consult the other disclosure you have received about electronic funds transfers for additional information about what to do if your card is lost or stolen.

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When using Night Depositories...

• Again, be mindful of your surroundings. Look out for suspicious activity near the Night Depository.
• If you notice anything suspicious or any other problem arises, leave without making a deposit. Report any suspicious activity to the police.
• If someone approaches you and demands your money, don't resist. Try to remember everything you can about the incident and call the police immediately.
• Deposit just one bag at a time‑that's all most Night Depositories are built to handle.

By taking a few seconds to observe your surroundings and being cautious, you can safely enjoy the many time‑saving benefits of our 24‑hour banking services.

We want the ATM and Night Depository to be safe and convenient for you. Therefore, please tell us if you know of any problem with an ATM or Night Deposit facility. For instance, let us know if a light is not working or there is any damage to a facility. Report any suspicious activity to us and to the police immediately.

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