Personal Checking Options

 

Smell The Flowers. At Panola National Bank we offer a comprehensive range of personal checking accounts.  Each account has different features which are categorized below.  This will assist you in deciding which account best fits yours needs.

For more detailed information and for more assistance in selecting an account, we invite you to contact any of our new accounts representatives to further assist you.

Personal Banking 

 

Regular Checking Account

 

$250.00 Minimum Opening Balance

Minimum Balance Maintenance Fee
Over $500.00 No Charge
Below $499.99  $10.00

Unlimited check writing.

Statements mailed monthly.

Available to individuals for personal and household use. 

 

When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. These requirements are required by the USA Patriot Act. It is intended to help fight the funding of terrorism, money laundering activities, and other attempts to use our country's financial systems for illegal purposes. It is also designed to help protect you from identity theft. 

For additional disclosures, see a New Account Representative.

 

Now Checking Account

 

$1,500.00 Minimum Opening Balance
Interest is calculated on the daily balance method and credited monthly. Available to individuals and sole proprietorships.
Prohibited for profit-making corporations and partnerships.

Minimum Balance Maintenance Fee
Over $1,500.00 No Charge
Below $1,499.99 $15.00

Unlimited check writing.

Statements mailed monthly.

Rates may change  at our discretion.

 

For the annual percentage yield (APY), interest rates and additional disclosures, see a New Account Representative.

Super Now Checking Account

 

$2,500.00 Minimum Opening Balance
Interest is calculated on the daily balance method and credited monthly. Rates may change at our discretion. If balance falls below $2,500.00 a rate equal to passbook savings will be paid until the account balance is restored to $2,500.00. If the balance falls below $1,500.00, no interest will be paid until the balance is restored to $1,500.00.

Available to individuals and sole proprietorships.

Prohibited for profit-making corporations and partnerships.

Minimum Balance Maintenance Fee
Over $2,500.00 No Charge
Below $2,499.99 $15.00

Unlimited check writing.

Statements mailed monthly.

 

For the annual percentage yield (APY), interest rates and additional disclosures, see a New Account Representative.

 

Club Checking Account

 

May be combined with any personal checking account.

Not available for Business Accounts.

No Minimum Balance required.

Regular Club Checking ........ $10.00 Club Fee
Family Club Checking ........... $15.00 Club Fee

120 Club Checks per year at no charge.

 

For additional Club benefits see a New Account Representative.

 

Priority 55 Club Account

 

$500.00 Minimum Opening Balance
Interest is calculated on the daily balance method and credited monthly.

Rates may change at our discretion.

If balance falls below $500.00 no interest will be paid until the balance is restored to $500.00.

Minimum Balance Maintenance Fee
Over $500.00 No Charge
Below $499.99 $5.00

Unlimited check writing.

Statements mailed monthly.


$5,000.00 Accidental Death Insurance per account.

Notary Service at no charge.

120 Club checks per year at no charge.

 

For the annual percentage yield (APY), interest rates and additional disclosures, see a New Account Representative.