Privacy Policy

     

    FACTS

    WHAT DOES PANOLA NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?

    Why?

     

    Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

    What?

    The types of personal information we collect and share depend on the product or service you have with us. This information can include:

    • Social Security number and Checking account information
    • Account balances and Payment history
    • Credit History and transaction or Loss History 

    When you are no longer our customer, we continue to share your information as described in this notice.

    How?

    All Financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Panola National Bank chooses to share; and whether you can limit this sharing.

     

    Reasons we can share your personal information

    Does Panola National Bank Share?

    Can you limit this sharing?

    For our everyday business purposes –
    Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

    Yes

    No

    For our marketing purposes –
    to offer our products and services to you

    Yes

    No

    For joint marketing with other financial companies

    No

    No

    For our affiliates’ everyday business purposes –
    information about your transactions and experiences

    No

    No

    For our affiliates’ everyday business purposes –
    information about your creditworthiness

    No

    We Don't Share

    For our nonaffiliates to market to you

    No

    We Don't Share

      Questions?

      Call 903-693-2335 or go to www.panolanationalbank.com

     

    Who we are

    Who is providing this notice?

    PANOLA NATIONAL BANK

    What we do

    How does Panola National Bank protect my personal information?

     

    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured fi les and buildings.

    How does Panola National Bank collect my personal information?

    We collect your personal information, for example, when you

    • deposit money OR open an account
    • pay your bills OR apply for a loan
    • use your debit card

    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

    Why can’t I limit all sharing?

    Federal law gives you the right to limit only

    • sharing for affiliates’ everyday business purposes – information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for non-affiliates to market you

    State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

    Definitions

    Affiliates

    Companies related by common ownership or control. They can be financial and nonfinancial companies.

    • Panola National Bank does not share with our affiliate.

    Non-affiliates

    Companies not related by common ownership or control. They can be financial and nonfinancial companies.

    • Panola National Bank does not share with non-affiliates so they can market to you.

    Joint Marketing

    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

    • Panola National Bank does not jointly market.